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Informativa Privacy Corsi, Termini e Condizioni di Alta Frequenza

* Ho letto e accetto l'Informativa Privacy Corsi, Termini e Condizioni di Alta Frequenza

PRIVACY POLICY

Last Updated: 1 September 2025

This Privacy Policy explains how HIGH FREQUENCY CONSULTING LLC ("Company," "we," "us," or "our") collects, uses, shares, and safeguards your personal information when you visit or interact with https://highfrequencyconsulting.net/ (the "Site"). It also describes your rights under applicable data protection laws.

1. Data Controller

The entity responsible for your personal data is:

HIGH FREQUENCY CONSULTING LLC 30 N Gould St, Ste R Sheridan, WY 82801, USA EIN: 30-1454973 Email: info@francescocarrino.com

2. Information We Collect

We collect the following categories of personal data:

Identifying Information: name, email address, billing details.
Transactional Data: payment details (processed securely by providers like Stripe).
Technical Data: IP address, device type, browser information, usage patterns.
Marketing Data: email address for newsletters or promotional messages (only with consent or legitimate interest for existing customers).

3. Why We Collect Your Data & Legal Basis

We process your personal data for specific purposes and under the following legal bases:

To provide our services: we process identifying and transactional data, based on the performance of a contract.
For billing, tax, and compliance: we process billing and legal information, based on legal obligations.
For marketing to existing customers: we process your email address under our legitimate interest, with the option for you to opt out at any time.
For marketing to newsletter subscribers: we process your email address with your explicit consent, which you can withdraw at any time.
For site security and analytics: we process technical data, such as IP addresses and logs, under our legitimate interest.

4. Data Sharing

We do not sell personal data. We share it only with:

Payment Processors (e.g., Stripe) – to securely process transactions.
Hosting & IT Providers – to operate and maintain the Site.
Legal & Accounting Professionals – for compliance and regulatory requirements.

All third parties act as "Data Processors" under strict contractual agreements.

5. International Data Transfers

Your data may be transferred and stored in the United States. We use appropriate safeguards to protect such transfers, including:

Adherence of providers to the EU-U.S. Data Privacy Framework, and/or
Standard Contractual Clauses (SCCs) approved by the European Commission.

6. Data Retention

We retain personal data only as long as necessary:

Billing & Accounting Data: 10 years (as required by law).
Service-Related Data: for the duration of the business relationship and as needed to defend legal claims.
Marketing Data: until you opt-out or withdraw consent.

7. Your Rights

Under GDPR, you have the right to:

Access, correct, or delete your personal data.
Restrict or object to processing.
Data portability (receive a copy in a portable format).
Withdraw consent at any time (without affecting prior lawful processing).
Lodge a complaint with a supervisory authority (in the EU, you may contact the Spanish Data Protection Authority – AEPD, as our representative is based in Spain).

For California residents, the CCPA grants the right to:

Request information on what personal data we collect and how it is used.
Request deletion of personal data (with some legal exceptions).
Opt-out of the sale or sharing of personal data (we do not sell personal data).

8. Cookies & Tracking

We use cookies and similar technologies for functionality, analytics, and marketing. For details, please refer to our Cookie Policy.

9. Updates to This Policy

We may update this Privacy Policy periodically. The “Last Updated” date at the top indicates the latest version. If material changes are made, we will notify you via email (if available) or a prominent notice on the Site.

10. Contact Us

For any questions, concerns, or to exercise your data rights, contact us at:

Email: info@francescocarrino.com
Postal Address: HIGH FREQUENCY CONSULTING LLC, 30 N Gould St, Ste R, Sheridan, WY 82801, USA

TERMS OF SERVICE

Last Updated: September 2025

This document constitutes a legally binding agreement ("Agreement") between HIGH FREQUENCY CONSULTING LLC, a limited liability company organized and existing under the laws of the State of Wyoming, USA, with its registered office at 30 N Gould St, Ste R, Sheridan, WY 82801, USA, Employer Identification Number (EIN) 30-1454973 (the "Company," "we," "us"), and the customer ("Customer," "you").

By purchasing the digital services (the "Service") offered by the Company through the website https://highfrequencyconsulting.net/ (the "Site") and affirmatively checking the acceptance box, you acknowledge that you have read, understood, and unconditionally agree to be bound by these Terms of Service ("Terms").

1. Definitions

Service: The online consulting service of a purely informational and educational nature, including related materials, content, and access to digital platforms, delivered instantly upon purchase.
Intellectual Property: All content provided as part of the Service, including text, graphics, videos, data, trademarks, and software, which remain the exclusive property of the Company.
Customer: The individual or legal entity purchasing the Service.
Consumer: An individual acting for purposes outside their trade, business, craft, or profession.

2. Acknowledgement & Disclaimer: No Professional Advice

You acknowledge and agree to the following:

Informational Purpose Only: The Service provides general information and education and is not a substitute for professional, licensed advice.
No Financial or Investment Advice: The Company is not a financial advisor. The Service does not constitute financial, investment, tax, legal, or other professional advice. Nothing provided is a recommendation or solicitation to buy, sell, or hold any security, crypto-asset, or other investment.
Assumption of Risk: You are solely responsible for your decisions and actions. The Company guarantees no specific outcomes or results, including financial gains.
Legal Capacity: You represent that you are of legal age and have the full legal capacity to enter into this Agreement.

3. No Refunds & Immediate Performance Agreement

All sales are final. No refunds will be provided for any reason.

The Service consists of digital content delivered in full immediately upon purchase. By proceeding, you explicitly acknowledge and consent that:

You request the immediate performance of the contract and immediate access to the Service.
You understand that performance and delivery begin once your purchase is completed.
You knowingly and irrevocably waive any statutory right of withdrawal or cancellation (including, for EU/UK Consumers, the 14-day "cooling-off period" under the Consumer Rights Directive 2011/83/EU or similar laws).

If you do not agree, do not proceed with the purchase.

4. Subscription and Cancellation

Authorization: If the Service is subscription-based, you consent to automatic recurring charges to your payment method at the start of each billing cycle.
Cancellation: You may cancel renewal at any time through your user dashboard. To avoid the next charge, cancellation must be made at least 24 hours before the renewal date.
Effect of Cancellation: Cancellation stops future charges but is not retroactive. You will retain access until the end of the paid term. No pro-rata refunds are provided.

5. Intellectual Property and Limited License

Ownership: All Intellectual Property remains the exclusive property of the Company.
Limited License: You are granted a limited, non-exclusive, non-transferable, non-sublicensable, and revocable license to access and use the Service for personal, non-commercial purposes.
Prohibited Uses: It is strictly forbidden to copy, reproduce, modify, create derivative works, distribute, transmit, display publicly, sell, resell, commercially exploit the Service, or use its content to train AI models. Violation constitutes a material breach and may lead to immediate termination without refund, in addition to legal remedies.

6. Limitation of Liability & Indemnification

Limitation of Liability: To the maximum extent permitted by law, the Company shall not be liable for indirect, incidental, special, consequential, or punitive damages. The Company’s total aggregate liability shall not exceed the total fees paid by you in the 12 months preceding the claim.
Indemnification: You agree to indemnify and hold harmless the Company and its officers, directors, and employees from any claims, damages, or costs (including attorneys’ fees) arising from your use of the Service, breach of these Terms, or violation of law or third-party rights.

7. Governing Law & Dispute Resolution

Governing Law: These Terms are governed by the laws of Wyoming, USA, without regard to conflict-of-law principles.
Mandatory Arbitration: Any dispute shall be resolved exclusively through binding arbitration administered by the American Arbitration Association (AAA) in Sheridan County, Wyoming, in English.
Class Action Waiver: You agree to bring claims only in your individual capacity, not as part of a class action.
Consumer Rights: Nothing in this section deprives Consumers of mandatory protections under their country’s laws.

8. General Provisions

Entire Agreement: These Terms constitute the entire agreement between you and the Company.
Severability: If any provision is unenforceable, the remaining terms remain valid.
No Waiver: Failure to enforce rights does not constitute a waiver.
Modifications: We may modify these Terms by posting the revised version on the Site. Continued use of the Service after changes constitutes acceptance. If changes are material, we will notify you by email (if available) or through a Site notice.
Notices: Legal notices must be sent to info@francescocarrino.com
Language: In case of discrepancies, the English version of these Terms shall prevail.

Contact Information

HIGH FREQUENCY CONSULTING LLC 30 N Gould St, Ste R Sheridan, WY 82801, USA EIN: 30-1454973 Email: info@francescocarrino.com